Statement conversion with a tie-out. Here is who is behind it, what we
promise, and how to reach a person.
Who runs it
The founder
PennyClose was built by one engineer who runs several small businesses and got tired of retyping bank statements into spreadsheets at month end. It began as an internal tool for catch-up bookkeeping and became a product when the same problem kept turning up in other people's books: a PDF from the bank, no feed, and an afternoon of typing.
The same person writes the parser, answers the support email and adds bank layouts.
If you write to us, the founder is who replies.
The promise
If it does not tie, we say so. Every statement is checked against the
opening and closing balances printed on it before anything reads as success. A statement
without a printed closing balance to compare against never gets a green light.
Your bank's layout within 24 hours. If we cannot read a digital statement
yet, we keep only the shape of its layout (column headings, positions, formats; never amounts,
names, dates or account numbers), you email us the bank name, and support is added within
24 hours on business days. The PDF from the bank's website is the normal path; a scan
with a text layer reads as text; an image-only PDF is read with OCR on our own server and
still has to tie before it downloads.
Nothing kept. Statements are parsed in memory and never written to disk.
OCR runs on the same server, in memory. No third-party AI or OCR service sees them, and
nothing is used for training. There is no workspace and no library of client files on this
server: if you need the spreadsheet again, convert the PDF again.
How to reach us
Email ville@pennyclose.com. Email is answered within one business day. There is no phone line and
no chat widget; the inbox goes to the person who can fix the problem.
Before sending a statement, read the contact page:
usually we do not need the file at all.
What we are not
Not affiliated with Intuit. QuickBooks is a trademark of Intuit Inc.
We build files that QuickBooks imports; we have no relationship with Intuit and do not
speak for it.
Not a lender, a bank or a credit bureau. PennyClose converts statements.
It does not lend, score, or make decisions about anyone.
We do not sell data. There is nothing to sell: statements are never
stored, and the account records we keep (email, plan, page usage) are used only to run your
account.